12-State Regulated JurisdictionFla. Stat. § 713.20Notary Not Required (Statutory Form Mandated)

Florida Statutory Lien Waiver Law & Compliance Guide

Complete legal standards, mandatory form formats, retainage carve-out rules, and pre-flight draw verification guidelines under Fla. Stat. § 713.20 (Florida Statutes Chapter 713 (Construction Liens), Part I).

Governing Code
Fla. Stat. § 713.20
FL Construction Law
Statutory Forms
2 Mandatory Types
Prescribed Formats
Notary Mandate
Not Required
Signatures Valid
Retainage Protection
Protected by Law
Automatic Carve-Out
Legal Framework & Governing Statutes

Understanding Florida's Mechanics Lien Waiver Law

Florida construction lien law strictly regulates lien waivers under Florida Statutes § 713.20. A landmark protection in Florida law is Fla. Stat. § 713.20(8), which explicitly provides that a person may NOT require a lienor to furnish a lien waiver that differs from the statutory forms. Progress waivers automatically carve out retainage and future work.

Florida's construction industry is anchored by Chapter 713. The statutory forms ensure that payment releases do not inadvertently forfeit contract retainage or pending change orders, establishing standard forms for progress and final disbursements.

Legal Enforceability Standard

Statutory forms provided under Fla. Stat. § 713.20(4) and (5). Demanding non-statutory waivers is unlawful under § 713.20(8).

FL Statutory At-A-Glance

Official Title:Florida Statutory Waiver and Release of Lien
Code Citation:Fla. Stat. § 713.20
Notary Public Requirement:Notarization is NOT mandatory under Fla. Stat. § 713.20. Subcontractor signature alone satisfies statutory requirements.
Preliminary Notice Timing:Notice to Owner (NTO) under Fla. Stat. § 713.06 must be served within 45 days of first work.
Statutory Waiver Architecture

The 2 Mandatory Florida Statutory Form Types

Under Fla. Stat. § 713.20, lien rights may only be waived and released using these specific prescribed statutory instruments. Any non-conforming or custom waiver is void or legally risky.

Fla. Stat. § 713.20(4)Form 1 of 2

Waiver and Release of Lien Upon Progress Payment

Statutory progress waiver releasing lien rights through a specified cutoff date.

When to Use:Used during monthly draw cycles for progress draws.
Legal Trigger:Releases rights through date; statutorily protects retainage and subsequent work.
Fla. Stat. § 713.20(5)Form 2 of 2

Waiver and Release of Lien Upon Final Payment

Statutory final payment release terminating lien rights on the project.

When to Use:Used upon project completion and final draw disbursement.
Legal Trigger:Releases full lien rights; allows claimant to preserve specified disputed claims.
Compliance Specifications & Typography Mandates

Critical Legal Requirements Under Fla. Stat. § 713.20

Verbatim Statutory Notice HeaderRule: Statutory text must substantially conform to § 713.20(4) and (5) templates.

This waiver and release does not cover any retention or labor, services, or materials furnished after the date specified.

Font size specification: Standard legible type. Failure to print this exact text block voids statutory compliance.

Notary Mandate

Notarization is NOT mandatory under Fla. Stat. § 713.20. Subcontractor signature alone satisfies statutory requirements.

Retainage Preservation

Fla. Stat. § 713.20(4) statutory text explicitly mandates: 'This waiver and release does not cover any retention or labor, services, or materials furnished after the date specified.'

Pending Change Orders

Disputed claims and unpaid extras must be enumerated in the final waiver exception space under Fla. Stat. § 713.20(5).

High-Risk Exposure

Top 3 Critical Florida Lien Waiver Pitfalls

Common mistakes that trigger lender draw package rejections, lien forfeitures, or double-payment exposure on Florida commercial jobs.

CRITICAL RISK#1

Requiring Non-Statutory Waivers with Broad Indemnities

Upstream GCs demanding custom 5-page lien waivers with general releases and indemnity obligations violate Fla. Stat. § 713.20(8).

Legal Consequence:Demanding non-statutory waivers is statutorily prohibited; lienors may lawfully refuse.
Best Practice:Enforce standard Florida § 713.20(4) progress and § 713.20(5) final waiver forms.
CRITICAL RISK#2

Signing Florida Final Waiver Before Retainage Payment

Executing a final release without listing unpaid retainage under disputed claims wipes out retainage lien rights.

Legal Consequence:Loss of construction lien security for remaining retainage balances.
Best Practice:Ensure all unpaid retainage is explicitly excepted or use progress waivers until retainage clears.
HIGH RISK#3

Missing Florida Notice to Owner (NTO) Coordination

Paying subcontractors without verifying NTO service log leaves owner vulnerable to double payment.

Legal Consequence:Property owner remains liable to lower-tier suppliers who served timely NTOs.
Best Practice:Cross-reference all sub-tier NTOs against draw disbursement waivers before funding.
Pre-Flight Draw Verification Protocol

Florida Draw Verification Checklist (GC / Project Accountant)

Run Automated Parity Audit →
1

Verify form conforms to Fla. Stat. § 713.20(4) or § 713.20(5) statutory language.

2

Check through-date against pay application period end date.

3

Verify that progress waivers maintain the statutory retainage exclusion clause.

4

Cross-check subcontractor against Florida Notice to Owner (NTO) log.

5

Confirm conditional payment condition precedent is included when paying by check.

Frequently Asked Legal Questions

Florida Lien Waiver FAQs

Direct answers to high-intent questions regarding mechanics lien waiver statutory compliance under Fla. Stat. § 713.20.

Q:Can a general contractor force a subcontractor to sign a non-statutory waiver in Florida?

No. Florida Statutes § 713.20(8) clearly states: 'A person may not require a lienor to furnish a lien waiver or release of lien that is different from the statutory forms provided in this section.'

Q:Do Florida lien waivers require a notary stamp?

No. Florida Statutes § 713.20 does not require notarization for statutory lien waivers. A valid signature by the authorized officer or agent is sufficient.

Q:Does a Florida progress payment waiver waive retainage?

No. Florida Statutes § 713.20(4) explicitly specifies that the progress waiver does not cover retention or labor, services, or materials furnished after the through date.

Q:What is the difference between Florida progress and final waivers?

A progress waiver (§ 713.20(4)) releases lien rights only through a specific date and preserves retainage. A final waiver (§ 713.20(5)) releases all lien rights for the entire contract sum, subject only to listed disputed claims.

Pre-Flight Draw Verification Engine

Audit Florida Draw Packages in Under 10 Seconds

Instantly reconcile Subcontractor Invoices, AIA G702 Pay Apps, Florida Statutory Lien Waivers, and ACORD 25 COIs with zero server retention and SHA-256 bank audit certificates.